Comment linguistically on three processes used to create the following examples of recent words and phrases:
- credit crunch (a term used to describe the lack of credit or lending available in the current economic crisis)
- zombie (originally a word used to describe a body brought back to life by magic, now used to describe a computer taken over by a hacker and used to perform illegal activity)
- downturn (a word used to describe an economic decline)
- bankster (a word used to equate bankers' behaviour with criminals')
- virus (originally a term used for an infectious disease but now used to describe a code that affects a computer)